Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Investors flock to QLD as vacancy rates stay ridiculously low

Finance • 28 Oct 2021

Investors flock to QLD as vacancy rates stay ridiculously low

Showcasing the popularity of Queensland as an investor haven, new investor loan commitments in the state reached $1.86 billion in August alone.

Australian home loan affordability

Finance • 27 Oct 2021

Australian home loan affordability at its lowest since 2016

With house prices continuing to soar, home loan affordability significantly dropped.

4 things borrowers can do with an increase in equity

Finance • 26 Oct 2021

4 things borrowers can do with an increase in equity

Thanks to the property boom pushing up property prices Australia-wide, many property owners aren’t necessarily aware of the fact that they are sitting on a gold...

Is ‘ultra-cheap’ funding on its way out?

Finance • 21 Oct 2021

Is ‘ultra-cheap’ funding on its way out?

A second big four bank has gone and hiked its fixed home loan rates for owner-occupiers.

retirees

Finance • 15 Oct 2021

Why tax breaks for retirees could be key to shaking up supply

Is a significant real estate bottleneck being caused by older Australians hanging on to their properties, rather than liquidating or downsizing as expected?

Federal Treasurer backs economic recovery as NSW emerges from lockdown

Finance • 11 Oct 2021

Federal Treasurer backs economic recovery as NSW emerges from lockdown

EXCLUSIVE: As New South Wales today transitions out of lockdown, and with Victoria soon to follow, the federal Treasurer Josh Frydenberg has told Momentum Media he’s...

Victoria launches $500m home buyer fund

Finance • 09 Oct 2021

Victoria launches $500m home buyer fund

In a bid to get more residents into their own homes, the Victorian government has announced its launch of a broad-based shared equity arrangement scheme for home...

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Finance • 07 Oct 2021

How might APRA’s intervention affect the property market?

First home buyers and investors have both been pegged as the biggest losers of APRA’s recent lending announcement – here’s what could play out in the coming...

APRA boosts lending buffer to cool home loan risks

Finance • 06 Oct 2021

APRA boosts lending buffer to cool home loan risks

APRA hopes changing the rules around how banks assess the serviceability of home loans will cool rising household debt levels.

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Finance • 30 Sep 2021

New findings reveal investors want fast flexible rental payments

Landlords are looking for more control over when they receive rental income, with only one in 20 investors being satisfied with receiving their payment two weeks after...