Finance Tips and Insights - Smart Property Investment

1 min read

Finance • 21 Oct 2021

Is ‘ultra-cheap’ funding on its way out?

A second big four bank has gone and hiked its fixed home loan rates for owner-occupiers.

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2 min read

Finance • 15 Oct 2021

Why tax breaks for retirees could be key to shaking up supply

Is a significant real estate bottleneck being caused by older Australians hanging on to their properties, rather than liquidating or downsizing as expected?

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2 min read

Finance • 11 Oct 2021

Federal Treasurer backs economic recovery as NSW emerges from lockdown

EXCLUSIVE: As New South Wales today transitions out of lockdown, and with Victoria soon to follow, the federal Treasurer Josh Frydenberg has told Momentum Media he’s...

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2 min read

Finance • 09 Oct 2021

Victoria launches $500m home buyer fund

In a bid to get more residents into their own homes, the Victorian government has announced its launch of a broad-based shared equity arrangement scheme for home...

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3 min read

Finance • 07 Oct 2021

How might APRA’s intervention affect the property market?

First home buyers and investors have both been pegged as the biggest losers of APRA’s recent lending announcement – here’s what could play out in the coming...

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2 min read

Finance • 06 Oct 2021

APRA boosts lending buffer to cool home loan risks

APRA hopes changing the rules around how banks assess the serviceability of home loans will cool rising household debt levels.

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1 min read

Finance • 30 Sep 2021

New findings reveal investors want fast flexible rental payments

Landlords are looking for more control over when they receive rental income, with only one in 20 investors being satisfied with receiving their payment two weeks after...

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4 min read

Finance • 30 Sep 2021

Should lending be limited to 6x income?

Debt-to-income ratio limits: do they help, or hinder? With the average property in Australian capital cities now over $700,000, limiting “high” DTI loans could put...

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1 min read

Finance • 28 Sep 2021

IMF sounds alarm on Australia’s rising house prices

The International Monetary Fund (IMF) is calling on Australian regulators to rein in the housing boom, citing risks to the country’s economic stability if growth...

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3 min read

Finance • 24 Sep 2021

RBA rings alarm on high debt levels

Risks to financial stability could be building as house prices and debt levels keep rising, the Reserve Bank has cautioned.

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