Finance Tips and Insights - Smart Property Investment

4 min read

Finance • 11 Aug 2026

Rate hold creates a spring window for investors

The RBA’s rate hold gives property investors a clearer runway ahead of spring, but tight borrowing capacity and elevated costs continue to weigh on cash flow as...

READ NOW

2 min read

Finance • 11 Aug 2026

RBA rate call: What happens next for property?

At its fifth meeting of the year, the RBA has announced its cash rate decision, with higher living costs and tax changes weighing on buyer demand, borrowing capacity,...

READ NOW

1 min read

Finance • 10 Aug 2026

Buyer nearly loses $1.2m after fake settlement email

A young mother was nearly wiped out of $1.2 million in a settlement redirection scam, with a single extra letter in the email address standing between buying a property...

READ NOW

6 min read

Finance • 30 Jul 2026

Mortgage-free? Here is how Australians celebrate

Paying off a mortgage is a major milestone, but what comes next? Investors and home owners shared how they celebrated and where they directed the extra cash flow.

READ NOW

3 min read

Finance • 29 Jul 2026

RBA’s August showdown: Has inflation saved borrowers from another hike?

Inflation has eased for the third month in a row, falling to 3.8 per cent in June and giving the RBA some much-needed relief, but will it be enough to avoid a rate hike?...

READ NOW

2 min read

Finance • 27 Jul 2026

The borrowing traps that cost investors their portfolios

Making just one wrong borrowing move could derail an investor’s portfolio, causing poorly structured loans, negative equity, and missed opportunities. This is how you...

READ NOW

1 min read

Finance • 16 Jul 2026

15-year fixed loans, 5% deposits: Westpac shakes up investor lending

Westpac has relaxed two key investment lending policies, lowering the minimum deposit required for some borrowers while extending the maximum interest-only term...

READ NOW

2 min read

Finance • 15 Jul 2026

One Nation proposes government-backed 30-year fixed mortgages

One Nation has unveiled its plan to establish a government‑funded “people’s bank”, alongside an overhaul of the Reserve Bank of Australia’s powers and...

READ NOW

2 min read

Finance • 13 Jul 2026

Westpac locks in major cash rate prediction

The major banks have diverged on how much further they believe the cash rate will rise, yet have begun to converge on when borrowers should expect cuts.

READ NOW

4 min read

Finance • 06 Jul 2026

Top 5 tips to save for a property deposit when borrowing power shrinks

Higher interest rates and tighter lending have squeezed borrowing power, but with the right strategy, investors can still fast-track their next property deposit.

READ NOW