Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 10 Dec 2025

RBA holds rates, but opportunities for investors remain

Although the Reserve Bank of Australia (RBA) has held the cash rate steady, experts say that the property market will remain competitive for investors, with moderate,...

Finance • 09 Dec 2025

RBA ‘grinches’ Christmas: No more rate cuts this year

At its final meeting of the year, the Reserve Bank of Australia (RBA) has held the cash rate steady, keeping borrowing costs elevated and maintaining a cautious...

Finance • 08 Dec 2025

Experts slam 50-year loans: ‘More risk, less reward’

As Australia prepares for another cash rate hold, experts have rejected the controversial idea of a 50-year mortgage, which would further increase property prices rather...

Finance • 02 Dec 2025

If inflation can't be contained, rates may go up – and create a disastrous ripple effect

Opinion: With the announcement of the recent inflation figures not heading in a healthy direction, many are saying interest rates will be on hold for now. Although this...

Finance • 02 Dec 2025

APRA’s cap may not impact prices, but could limit investor strategies, experts say

While APRA’s new high debt-to-income lending 'won't rock the market', experts warned it could cramp investors’ borrowing power and tighten an already stretched...

Finance • 26 Nov 2025

CPI figures extinguish rate hopes, but more pain is on the horizon

Opinion: Today’s inflation figures have all but destroyed any hope of an interest rate cut for those millions of Australians in mortgage stress. And I fear the worst...

Finance • 25 Nov 2025

Mortgage competition heats up as investors and first home buyers clash

Investors and first home buyers continue to compete for properties in short supply.

Finance • 19 Nov 2025

Victoria surges ahead as fastest-growing investor market

Victoria has emerged as the fastest-growing investor segment, with double-digit loan growth, poised to reclaim its position as Australia’s second-largest landlord...

Waterfront homes

Finance • 13 Nov 2025

Investor lending hits all-time high

The total value of new investor loans has jumped 18.7 per cent over the past year, ABS research has found.

South Australia

Finance • 10 Nov 2025

SA Liberals pledge to scrap stamp duty if elected

The opposition party has branded transfer duty as “inefficient” and pledged to phase it out by 2041.