Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
mortgage rate read icon 1 min read
Finance • 03 Nov 2021
All big four banks raised mortgage rate in October
NAB, Australia’s third-largest bank, has changed its home loan rates dramatically, the majority of which have increased.
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RBA hands down November cash rate decision read icon 1 min read
Finance • 02 Nov 2021
RBA hands down November cash rate decision
It’s the rate that stops the nation. The Reserve Bank of Australia (RBA) has revealed its cash rate decision for November 2021.
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New home loan rules are here read icon 2 min read
Finance • 02 Nov 2021
New home loan rules are here: What you need to know
From 1 November, banks must ensure that new home loan applicants would be able to repay their mortgage at a new rate – so what will this actually mean for would-be...
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Victorian landlords eligible for air conditioning rebate read icon 1 min read
Finance • 02 Nov 2021
Victorian landlords eligible for air conditioning rebate
Victoria has opened up an existing rebate for energy-efficient heating and cooling units to give landlords of residential properties access.
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Home ownership read icon 2 min read
Finance • 02 Nov 2021
Home ownership dream shattered over the generations as deposit hurdle grows for first home buyers
The evidence continues to mount, proving that it is much harder for the younger generations to get a foot into the property market. The harsh statistics presented by...
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Investors flock to QLD as vacancy rates stay ridiculously low read icon 1 min read
Finance • 28 Oct 2021
Investors flock to QLD as vacancy rates stay ridiculously low
Showcasing the popularity of Queensland as an investor haven, new investor loan commitments in the state reached $1.86 billion in August alone.
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Australian home loan affordability read icon 2 min read
Finance • 27 Oct 2021
Australian home loan affordability at its lowest since 2016
With house prices continuing to soar, home loan affordability significantly dropped.
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4 things borrowers can do with an increase in equity read icon 2 min read
Finance • 26 Oct 2021
4 things borrowers can do with an increase in equity
Thanks to the property boom pushing up property prices Australia-wide, many property owners aren’t necessarily aware of the fact that they are sitting on a gold...
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Is ‘ultra-cheap’ funding on its way out? read icon 1 min read
Finance • 21 Oct 2021
Is ‘ultra-cheap’ funding on its way out?
A second big four bank has gone and hiked its fixed home loan rates for owner-occupiers.
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retirees read icon 2 min read
Finance • 15 Oct 2021
Why tax breaks for retirees could be key to shaking up supply
Is a significant real estate bottleneck being caused by older Australians hanging on to their properties, rather than liquidating or downsizing as expected?
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