Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
COVID-19 has Australians asking big questions about mortgages, and finding new answers read icon 2 min read
Finance • 06 Aug 2021
COVID-19 has Australians asking big questions about mortgages, and finding new answers
Digital mortgages are faster and leaner than the alternatives, so why do 80 per cent of Australians still opt for the big banks?
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RBA makes cash rate call for August read icon 1 min read
Finance • 03 Aug 2021
RBA makes cash rate call for August
The Reserve Bank of Australia has made its latest call on the official cash rate.
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APRA read icon 2 min read
Finance • 26 Jul 2021
RBA gives APRA’s use of macro tools a tick of approval
Ahead of an expected move to impose tougher lending rules on the banks, the Reserve Bank has looked into previous attempts by APRA to cool the housing market.
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Big 4 extends freeze on foreclosures until 2022 read icon 1 min read
Finance • 19 Jul 2021
Big 4 extends freeze on foreclosures until 2022
A major bank has announced that it is extending the freeze on foreclosures it first announced in November 2020, until at least February 2022.
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Banks asked to prepare for negative interest rates read icon 1 min read
Finance • 14 Jul 2021
Banks asked to prepare for negative interest rates
Banks have been told to draft plans to deal with the possibility of zero or negative interest rates by April 2022, with the aim to evade potential “operation...
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RBA makes cash rate call amid wild speculation read icon 3 min read
Finance • 06 Jul 2021
RBA makes cash rate call amid wild speculation
The Reserve Bank of Australia has made its first call on the official cash rate for this financial year.
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Bank of banks warns of ‘unusually large’ house price growth read icon 2 min read
Finance • 30 Jun 2021
Bank of banks warns of ‘unusually large’ house price growth
Predicting an uneven global economic recovery, the bank of banks has alerted to several impending risks from surging house prices and an eventual upward movement in...
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Is now the right time to lock in record-low rates read icon 2 min read
Finance • 28 Jun 2021
Is now the right time to lock in record-low rates?
Leading economists are now predicting that rates will move faster than the RBA’s lower for longer forecasts, with those who want to lock in record-low rates urged to...
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APRA reaches out to major banks as housing credit picks up read icon 1 min read
Finance • 17 Jun 2021
APRA reaches out to major banks as housing credit picks up
The prudential regulator has asked the boards of major banks to confirm they’re maintaining a strong focus on lending standards as housing credit growth picks up, as...
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bluestone read icon 2 min read
Finance • 10 Jun 2021
Interest-only investment term about to expire? Here are your options
If your investment only term is coming to an end, it’s important to plan ahead. Learn more about your options so you can make an informed decision.
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