Best Property Investment Suburbs - New South Wales

When thinking about investing in NSW property, it's important to know the potential growth of any suburb you choose to invest in. Discover key property data, growth projections, and other relevant demographic information in our New South Wales suburb profiles. Making the right decisions about property investment in New South Wales no longer has to be a matter of guesswork. Click through below to find the best suburb for your property investment.

Abercrombie

Bathurst

Eglinton

KelsoKelso, NSW Kelso, QLD

Llanarth

Perthville

Raglan

Robin Hill

South Bathurst

West Bathurst

White Rock

Windradyne

Millthorpe

Blayney

Clifton Grove

Mullion Creek

Canowindra

Manildra

Molong

Bowenfels

Lithgow

Little Hartley

Littleton

Morts Estate

South Bowenfels

Vale Of

Wallerawang

PortlandPortland, NSW Portland, VIC

Kandos

Rylstone

Oberon

O'Connell

West Wyalong

Woodstock

Cowra

Eugowra

Forbes

Lake Cargelligo

Condobolin

Peak Hill

Parkes

Trundle

Grenfell

Orange

Menindee

Broken Hill

Clarence Town

Dungog

Vacy

Gloucester

Nabiac

Hawks Nest

North Arm

Tea Gardens

Bulahdelah

Stroud

Boomerang Beach

Coomba Park

Forster

Green PointGreen Point, NSW Green Point, NSW Green Point, NSW Green Point, NSW

Smiths Lake

Tuncurry

Denman

Muswellbrook

Hunterview

Singleton

Singleton Heights

Wattle Ponds

Branxton

MerriwaMerriwa, WA Merriwa, NSW

Aberdeen

Scone

Murrurundi

Pokolbin

Rothbury

Cliftleigh

Heddon Greta

Mulbring

Aberdare

Bellbird

Bellbird Heights

Cessnock

Ellalong

Kearsley

Millfield

Nulkaba

Paxton

Abermain

WestonWeston, NSW Weston, ACT

Kurri Kurri

Pelaw Main

Greta

East Branxton

North Rothbury

Wyee

Wyee Point

Balcolyn

Bonnells Bay

Brightwaters

Dora Creek

Mirrabooka

Morisset

Morisset Park

SunshineSunshine, NSW Sunshine, VIC

Windermere Park

Cooranbong

Wangi Wangi

Barnsley

BelmontBelmont, QLD Belmont, VIC Belmont, NSW Belmont, WA Belmont, QLD

Belmont North

Belmont South

Croudace Bay

Floraville

Jewells

Marks Point

Valentine

Blacksmiths

Caves Beach

Murrays Beach

Nords Wharf

Pelican

SwanseaSwansea, NSW Swansea, TAS

Swansea Heads

Eleebana

Lakelands

Warners Bay

Arcadia Vale

BalmoralBalmoral, NSW Balmoral, QLD Balmoral, NSW

Blackalls Park

Bolton Point

Buttaba

Carey Bay

Coal Point

Fassifern

Fennell Bay

Fishing Point

Kilaben Bay

Rathmines

Toronto

Argenton

Boolaroo

Booragul

Marmong Point

Speers Point

Teralba

Woodrising

Cameron Park

Cardiff

Cardiff Heights

Cardiff South

Edgeworth

Glendale

Macquarie Hills

Holmesville

West Wallsend

Rankin Park

Garden Suburb

HighfieldsHighfields, NSW Highfields, QLD

Kotara South

Charlestown

Dudley

Gateshead

Hillsborough

Kahibah

Mount Hutton

Redhead

Tingira Heights

Whitebridge

Windale

Aberglasslyn

Bolwarra

Bolwarra Heights

Largs

Lorn

MaitlandMaitland, SA Maitland, NSW

Rutherford

Telarah

Gillieston Heights

Lochinvar

Morpeth

Raworth

Chisholm

Thornton

Woodberry

Ashtonfield

East Maitland

Metford

Tenambit

Birmingham Gardens

Elermore Vale

Fletcher

MarylandMaryland, NSW Maryland, NSW

Wallsend

Adamstown

Adamstown Heights

Kotara

Merewether

Merewether Heights

The Junction

Broadmeadow

Hamilton North

Maryville

Wickham

Carrington

Stockton

Islington

Tighes Hill

Georgetown

Waratah

Waratah West

Jesmond

Lambton

North Lambton

Bar Beach

Cooks Hill

Newcastle

Newcastle East

The Hill

HamiltonHamilton, QLD Hamilton, NSW Hamilton, VIC

Hamilton East

Hamilton South

MayfieldMayfield, TAS Mayfield, NSW

Mayfield East

Mayfield West

Warabrook

New Lambton

New Lambton

Shortland

Beresfield

Tarro

Fern Bay

Corlette

Fingal Bay

Nelson Bay

Shoal Bay

Anna Bay

Boat Harbour

Salamander Bay

Soldiers Point

Fullerton Cove

Medowie

Salt Ash

Lemon Tree

Mallabula

Tanilba Bay

Wallalong

Brandy Hill

Karuah

Raymond Terrace

Seaham

Berry

Jaspers Brush

Shoalhaven Heads

MiltonMilton, NSW Milton, QLD

Bawley Point

Burrill Lake

Conjola Park

Fishermans Paradise

Kings Point

Kioloa

Lake Conjola

Lake Tabourie

Manyana

Mollymook

Mollymook Beach

Narrawallee

Ulladulla

Basin View

Berrara

Callala Bay

Callala Beach

Cudmirrah

Culburra Beach

Currarong

Erowal Bay

Falls Creek

Greenwell Point

Huskisson

Old Erowal

Orient Point

Sanctuary Point

St Georges

Sussex Inlet

Tapitallee

Tomerong

Vincentia

Woollamia

Kangaroo Valley

Braemar

Colo Vale

High Range

Hill Top

Mittagong

Welby

Willow Vale

Yerrinbool

Bowral

Burradoo

East Bowral

Berrima

Burrawang

Canyonleigh

Moss Vale

New Berrima

RobertsonRobertson, NSW Robertson, QLD

Bundanoon

ExeterExeter, TAS Exeter, SA

Tallong

Wingello

Cambewarra Village

Meroo Meadow

Nowra Hill

Worrigee

Bangalee

Bomaderry

North Nowra

Nowra

South Nowra

West Nowra

Jamberoo

Kiama

Kiama Downs

Kiama Heights

Minnamurra

Gerringong

Gerroa

Werri Beach

Albion Park

Albion Park

Tullimbar

Barrack Heights

Barrack Point

Lake Illawarra

Mount Warrigal

Warilla

Blackbutt

Flinders

Oak Flats

Shell Cove

Shellharbour

Coniston

Gwynneville

Keiraville

Mangerton

Mount Keira

Mount Saint

West Wollongong

Wollongong

Cringila

Lake Heights

Primbee

Warrawong

Port Kembla

Berkeley

Helensburgh

Otford

Stanwell Park

Stanwell Tops

Austinmer

Coledale

Thirroul

Wombarra

Bulli

Russell Vale

Woonona

Bellambi

Corrimal

East Corrimal

Tarrawanna

Towradgi

Balgownie

Fairy Meadow

Fernhill

Mount Ousley

Mount PleasantMount Pleasant, QLD Mount Pleasant, QLD Mount Pleasant, NSW Mount Pleasant, WA Mount Pleasant, VIC Mount Pleasant, SA

Figtree

Cordeaux Heights

Farmborough Heights

Mount Kembla

Unanderra

Windang

Dapto

Haywards Bay

Horsley

Kanahooka

Koonawarra

PenrosePenrose, NSW Penrose, NSW

Dorrigo

Bellingen

Mylestom

Raleigh

Repton

Urunga

Glenreagh

Coutts Crossing

Grafton

Junction Hill

Lawrence

South Grafton

Waterview Heights

Ulmarra

Wooli

Ashby

Gulmarrad

Maclean

Townsend

Yamba

IlukaIluka, NSW Iluka, WA

Woombah

Bonville

Coramba

Lowanna

Nana Glen

Upper Orara

Arrawarra Headland

Corindi Beach

Emerald Beach

Red Rock

Safety BeachSafety Beach, NSW Safety Beach, VIC

Sandy Beach

Woolgoolga

Macksville

Newee Creek

Scotts Head

Hyland Park

Nambucca Heads

Valla

Valla Beach

Bowraville

Boambee

Coffs Harbour

Korora

Moonee Beach

North Boambee

Sapphire Beach

Boambee East

Sawtell

Toormina

Coopernook

Harrington

Wingham

Black Head

Cundletown

Diamond Beach

Hallidays Point

LansdowneLansdowne, NSW Lansdowne, NSW

Old Bar

Rainbow Flat

Red Head

Tallwoods Village

Taree

Tinonee

Wallabi Point

South West

Aldavilla

Crescent Head

East Kempsey

Frederickton

Gladstone

Kempsey

Smithtown

South Kempsey

West Kempsey

Yarravel

Stuarts Point

Kendall

KewKew, NSW Kew, VIC

Telegraph Point

Dunbogan

Lakewood

Laurieton

North HavenNorth Haven, NSW North Haven, SA

West Haven

North Shore

Bonny Hills

Lake Cathie

Beechwood

Crosslands

King Creek

Sancrox

Wauchope

Port Macquarie

Albury

East Albury

GlenroyGlenroy, NSW Glenroy, VIC

North Albury

South Albury

Table Top

Thurgoona

West Albury

Lavington

Springdale Heights

Jindera

Berrigan

Finley

Tocumwal

Barooga

Jerilderie

Deniliquin

Mathoura

Moama

Barham

Moulamein

Balranald

Euston

Wentworth

Dareton

Gol Gol

Buronga

Howlong

Corowa

Mulwala

Holbrook

Henty

Walla Walla

Culcairn

Khancoban

Tumbarumba

Urana

Ardlethan

Coolamon

Ganmain

Cootamundra

Gundagai

Junee

The Rock

Lockhart

Narrandera

Ariah Park

Temora

Stockinbingal

Tumut

Adelong

Batlow

Uranquinty

Hillston

GriffithGriffith, ACT Griffith, NSW

Hanwood

Yenda

Hay

Yanco

Leeton

Darlington Point

Ashmont

Boorooma

Bourkelands

Estella

Glenfield Park

Kooringal

Lake Albert

Lloyd

Mount Austin

Springvale

Tatton

Tolland

Turvey Park

Wagga Wagga

Forest HillForest Hill, VIC Forest Hill, NSW

Wongarbon

Gilgandra

Bombira

Mudgee

Gulgong

Narromine

Trangie

Coonabarabran

Binnaway

Coolah

Dunedoo

Montefiores

Wellington

Dubbo

Nyngan

Gulargambone

Coonamble

Walgett

Lightning Ridge

RavenswoodRavenswood, TAS Ravenswood, WA

Warren

Bourke

Brewarrina

Cobar

Moree

Mungindi

Boggabri

Wee Waa

Narrabri

Gunnedah

Curlewis

Warialda

Bingara

Gilgai

Ashford

Werris Creek

Quirindi

Calala

Moore Creek

Nundle

Woolomin

Manilla

 

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  ["title"]=>
  string(72) "Mortgages in a tighter lending economy and why Brisbane is a good option"
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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune in to this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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Son Pham is the accredited Head of Mortgages at Rethink Financing\/Rethink Investing. He has over 6 years\u2019 experience writing loans, over 12 years in the wealth management industry working for the likes of CBA, AMP and private practice and he is also a licenced financial planner (AFSL 326450). He has multiple investment properties that are cash flow positive which help pay his mortgage on his home and fund his lifestyle.<\/p>\r\n

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    Whether it\u2019s building a successful property portfolio or investing in one of their Development Funds, Open Corp can help you through every stage of your investment journey. The team has 40 property specialists who collectively have been involved in over $4 billion worth of property transactions and the acquisition of more than 8000 homes and investment properties.<\/p>\r\n

    In this episode of Property Showcase, director of investment services for Open Corp Michael Beresford,\u00a0joins\u00a0editor of Real Estate, Tim Neary to share why he disagrees that the cooling market means that the best times are behind us.<\/p>\r\n

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      Son Pham is the accredited Head of Mortgages at Rethink Financing/Rethink Investing. He has over 6 years’ experience writing loans, over 12 years in the wealth management industry working for the likes of CBA, AMP and private practice and he is also a licenced financial planner (AFSL 326450). He has multiple investment properties that are cash flow positive which help pay his mortgage on his home and fund his lifestyle.

      Son is able to write all types of residential and commercial property loans.

      In this episode of Property Showcase, head of mortgages at Rethink investing Son Pham joins host Tim Neary to unpack how an investor should approach getting a mortgage in place with banks tightening down on serviceability.

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      • The pitfalls that he has seen people get into
      • Interest only loans and if that is the way to go
      • How the mortgage division supports the overall business of Rethink Investing
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      Whether it’s building a successful property portfolio or investing in one of their Development Funds, Open Corp can help you through every stage of your investment journey. The team has 40 property specialists who collectively have been involved in over $4 billion worth of property transactions and the acquisition of more than 8000 homes and investment properties.

      In this episode of Property Showcase, director of investment services for Open Corp Michael Beresford, joins editor of Real Estate, Tim Neary to share why he disagrees that the cooling market means that the best times are behind us.

      In this episode, hear from Michael about: 

      • Why Brisbane is a good investment option right now
      • How he wants to help clients take advantage of the current market
      • Why negative press can be good for investors
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Mortgages in a tighter lending economy and why Brisbane is a good option
object(stdClass)#1222 (52) {
  ["id"]=>
  string(5) "18293"
  ["title"]=>
  string(82) "Stories of success: The migrants that became Australia’s renowned Property Twins"
  ["alias"]=>
  string(89) "stories-of-success-from-living-in-low-socioeconomic-sydney-to-becoming-the-property-twins"
  ["introtext"]=>
  string(318) "

Sana and Mona Ali moved to Australia from Pakistan at the age of 15. Years later, the once-struggling migrants successfully turned their $40,000 savings into a $5 million-portfolio, earning the moniker “The Property Twins” — all before the age of 30. How did these millennials make their way to the top?

" ["fulltext"]=> string(9784) "

The Ali sisters lived in low socioeconomic conditions for years since arriving in Australia in 2000, but instead of accepting their fate, they used their circumstance as motivation to work hard and achieve financial security.

According to Sana: “Moving countries was a huge personal challenge. We were living in a low socioeconomic area of Sydney and we just saw people around us living really good lives. It really pushed us and made us wonder, ‘What if we could buy more than one house?’”

They initially wanted just a strong financial foundation for themselves and their family and the sense of security brought about by owning a home. In less than a decade, they got all of it and more.

Aside from being able to build a 10-property portfolio, the Ali sisters were also successful in establishing a mortgage business that aims to help investors make the best decisions for their own wealth-creation journeys.

“We just want to feel that Australia is really home and to have our roots here,” Mona highlighted.

How it all started

What they lacked in funds, the Ali sisters made up for continuous education, training and mentorship.

In 2009, they have both spent years in the Information Technology and Project Management fields before progressing through finance roles. The high-net worth individuals that they constantly work made them realise that there’s more they can aspire for than corporate jobs.

They started doing research and eventually bought their first property in Parramatta through their combined savings of $40,000 and the aid of the First Home Owners Grant. Seven months later, they bought their second property in Blacktown.

Mona shared: “I personally wasn’t a good saver, because I loved shopping and shoes. Nothing wrong with that, but looking back, it's like a ‘need it versus want it’ question. Obviously, I did buy a lot of shoes but we didn’t go travelling and all of that. So, we did have some savings.”

The Ali sisters opted for cheap properties in the lower end of the market to jumpstart their investment journey for low-entry prices.

“The cash flow meant when we did rent the properties out, they could look after themselves,” Mona highlighted.

Sana and Mona advise investors to avoid being afraid of starting small. Being realistic instead of aiming for a dream home on their first shot at investing helped them enter the market sooner than later.

After all, property investment is a long-term commitment and, essentially, a kind of “delayed gratification”.

The twin’s property portfolio grew to consist of eight more properties spread across Western Sydney and Brisbane, including units, villas and townhouses.

Strategies

Not long after they started investing in properties, the Ali sisters sold their first two properties in Sydney to take advantage of the property boom that happened in the city. Prior to selling, they did cosmetic renovations on these properties to add value and eventually extracted equity from them.

The first property returned around $330,000 while the second property returned around $190,000.

Mona and Sana used the extracted equity to make their third and fourth property purchase, which are strata properties located in Blacktown. Less than 10 years later, the same properties have increased in value by 90 to 100 per cent.

As the market went more stagnant, Mona and Sana continued increasing their savings to improve the buffer for their portfolio. They saved 20 to 30 per cent of their salary, sacrificed travels, minimised eating out and drove a Kia Rio for years to save as much as they could.

For years, they carefully weighed their needs and wants to determine the things they could live without as they are building their portfolio.

Where to buy

The Ali sisters deliberately chose to buy most of their properties in the Western Sydney region, between Parramatta and Penrith.

According to them, having properties in such good locations, as in close to transport and other valuable infrastructure and establishments, helped them maintain good cash flow and minimise the impact of property investment on their finances and lifestyle.

While they have implemented different strategies throughout their investment journey, good location is one of their non-negotiables.

Sana explained: “We wanted to make sure the properties were well-located. That’s formed the foundation of our property strategy, where we make sure that properties are close to the train station, or a big shopping centre, because that’s what’s going to drive the demand down the track.”

Who to work with

Unlike many investors, the Ali sisters didn’t recognise the value added by property professionals to their portfolio in the beginning. In fact, it took them four purchases to seek the guidance of experts. Needless to say, it turned out to be among their more costly decisions.

According to Sana: “You don’t know what you don’t know, and we didn’t know any better. In hindsight, it would have been good to work with a broker for our initial couple of purchases.” 

Through online forums, they found out about the benefits of working with a mortgage broker and has since worked with a few throughout their investment journey. They taught them not only what they needed to know about mortgage broking, but also what they want to be done differently.

Eventually, Mona and Sana grew to love the “numbers side of property” and went on to establish their own mortgage business, The Property Twins. The business aims to empower investors by offering different services, including building portfolio roadmaps and finding better loans.

According to them, their personal experiences as investors consistently help them provide the best customer service and most effective advice even amidst changing broking spaces.

Mona said: “We really look at building road maps for our clients upfront. On paper, we really put the options down — lender A, B, C, D, in that order — so you continue maximising what's really possible for you."

“Whilst you have no control over the lending policies or where your interest rates go, if you’re making that strategic choice, you’re keeping a lot of doors open for later investment," she added.

Helping investors

As investors-turned-mortgage brokers, Mona and Sana seek to improve the knowledge of Australian investors and ultimately help them achieve their financial goals. Their experiences as investors who, quite literally, started from the bottom allow them to provide realistic and well-rounded advice to different types of investors.

Instead of acting as mere intermediaries who bring borrowers and lenders together, they take on a holistic approach and help budding investors establish a good foundation for their investment journey.

The most important advice they give to their clients is to always implement long-term strategies, but also be flexible enough to alter plans accordingly along the way.

Sana explained: “You need to look at the big picture rather than just one product or one rate focus, because it's a long-term strategy for you.” 

“We are taking our clients on a journey. It’s not about one transaction at a time, it’s about the big picture and really educating them through the process, through the decisions that they are going to be making — just talking through the pros and cons, the rates and how it's impacting them and what their plans are in the next six to 12 months," Mona highlighted.

Finding the right mentors is critical to success in property investment, according to them. Finding the ones who will be willing to understand your goals, capabilities and limitations as an investor and give you tailored advice will certainly help you fast track your wealth-creation journey.

In fact, Mona and Sana themselves have made it a point to stay in contact with their mentors even after they have successfully crossed the $5 million-line.

As mortgage brokers, the Ali sisters go above and beyond their responsibilities to serve as lessons and inspirations to budding investors.

Mona said: “It’s been really rewarding to see the changes that people have had or the smart decisions our clients have made over the last couple of months. Whilst we’re not property coaches or mentors, that naturally comes to us.

“We pretty much hold their hand and say, ‘Look, this is what we would buy, this is what would make a good property and this is what you should be looking for, and where you should be looking.’ When you’re working with someone who’s been there, where you want to go, you cut down 10 years’ worth of effort,” she concluded.

 

The information has been sourced from propertytwins.com.au, realestate.com.au, Daily Mail and the Smart Property Investment website.

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Stories of success: The migrants that became Australia’s renowned Property Twins
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Will Magee has had ambitions to enter into the Australian property market for quite some time, but it has been more than just finances holding him back.  Having been granted permanent residency just two weeks ago, Will is wasting no time and is now in the process of signing papers and finding his first investment property.

" ["fulltext"]=> string(2483) "

In this episode of the Smart Property Investment Show, Will joins host Phil Tarrant to share why he is purchasing his first property in partnership with his brother, discuss the complications that can arise from such a strategy, and unpack the ongoing plan for building a joint property portfolio with his brother.

Will will also share how they approached saving for their first property, why he is taking out the mortgage in his name exclusively, and share their savings plan for the year ahead.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

From property in Australia to a ski lodge in Japan
Mortgage Trusts, an alternative first step for property investors
Should a real estate title be in one person’s name only?

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A property investment plan years in the making

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